Ravi Nimmagadda
CEO & CTO

Mr. Ravi Nimmagadda is the member of founding team at FinUNO Inc., responsible for Product offerings across the Financial Services Verticals – Brokerage, Wealth Management, Banking and Insurance.  As the COO and CPO at FinUNO and similar roles at BFS&I business units in his previous employments, Ravi has been wearing 2 hats – Strategic Road mapping and Operational excellence with absolute discipline.

In his ‘Strategic’ role, Ravi is responsible for continually re-calibrating ‘what are the disruptions relevant coming up on the horizon’ and always looking for ‘the white spaces’ to drive innovation and draw execution plan for the group.  Key themes along the lines are – business strategy, product (and/or services) roadmap, go-to-market approach (own and with alliances), organizational structure, Company/BU operating model and delivery capabilities (skill and scale).  In addition, Ravi is also responsible for strategic market definition, Initial (anchor and freemium) key client relationships, Sales strategy in the Americas, business marketing (advisors, influencers and analysts) and maintaining high solution alignment with practice groups (internal and external).

In his ‘Operational’ role, Ravi is responsible for defining/tracking/managing the short-medium-and long -term business plan(s), budgets, be the enabler to the individual members of the group by being a coach and partner rather than being a critique.   Key functional focus of Operational Excellence areas is – Objective reviews with KPIs with actions to meet and exceed plan, funnel management (demand and supply), identify and manage levers, transparent forecasting, empowering teams yet making them accountable for outcomes, foster collaboration by breaking down the territorial mindset and accountable for investor (company) value.   Three of the significant success factors that Ravi has been able to reuse are –

• One, taking ‘a portfolio approach’ to hedge growth vs. margin; Blending cash cow business and loss leaders for enabling growth.

• Two, maintain ‘fiscal discipline and transparency’ while managing business.

• Three, picking the right battles and staying away from bad business.

Over the last two decades, Ravi worked with global service providers including Cognizant, Wipro, Infosys, Tech Mahindra (Satyam) and NIIT Technologies.  Ravi comes with a strong background in Banking, Financial Services, Insurance, Health Care, Manufacturing and Retail industries.

Specifically in Financial Services, Ravi worked extensively with retail and institutional Wealth Management, Investment Banking, Retail and Institutional Brokerage, Asset Management, Mutual Funds, Hedge Funds, Depositories, Corporate Trusts, Treasury Services, Investment Management, Advisory Firms, Payments and Cards Industry, Consumer and Small Business Banking, Credit Unions, Lending including residential and commercial Mortgage, Consumer Lending and Educational Loans.

As a Digital native, Ravi has extensive background of driving transformational initiatives in a consultative manner with clients and internal stakeholders.  Specific expertise includes various sourcing models, establishing Virtual Captives, BOT models, Joint Ventures involving services across Application Services, Infrastructure Management, Workforce and Workplace Mobility, Legacy modernization/API-fication, Platform-Based Services (SaaS models), deep Fintech Alliances, Disruptive Technologies, Specialized Consulting and integrated IT-BPO services through automation.  Ravi received a ‘Master of Science by Research’ Degree in Robotics from Indian Institute of Technology, Chennai.

Robert Blyskal
Co-Founder & Chairman, Commercial Business

Bob Blyskal is a Principal, Co-Founder & Chairman of Commercial Business at IntelligentDesign.ai and through his investment vehicle B Squared Tech Development an investor in cutting edge technology companies in Healthcare and E-Commerce.  In that capacity he serves as non-executive Chairman of the Board of Cambridge Select Inc. and previously as Chairman and Director of QuigMeds Inc.  Mr. Blyskal retired from a long career in Corporate America with leading companies in Transportation, Healthcare and E-Commerce. He began his career after University with UPS, including being a member of the project team for their first overseas venture in Germany. From UPS, he joined a 6-year old Federal Express with an 11-year career including Managing Director in the Pacific and Northwest Region and the Los Angeles Metro Region. At Federal Express Mr. Blyskal was awarded the highest management recognition 5-Star award by CEO Fred Smith and COO Jim Barksdale.

Mr. Blyskal continued his career by joining the management team of LBO owned Purolator Courier LTD, Canada which was later sold to Canada Post. Mr. Blyskal returned to the United States and joined a fledgling Medco Containment Services, soon to be Merck – Medco Managed Care where he gained increasing responsibility over 11-years including EVP Operations and Technology. After a planned early retirement and consulting project with the leadership of Neighbor Care to create a technology roadmap that was part of the sale of the company, Mr. Blyskal was recruited by GSI Commerce, an early stage E-Commerce services company as President and COO.  From GSI Mr. Blyskal focused on two family investment vehicles in Benchmark Aviation Group LLC and Sunset Pointe LLC.  Mr. Blyskal culminated his management career joining CVS Caremark as SVP Operations and Infrastructure.

Mr. Blyskal also has served on the Boards of Trustees of Cornerstone K-8 Christian Academy, in inner-city Philadelphia and the highly awarded Operation Link-Up, a Kennedy High School, Paterson NJ mentoring organization. Mr. Blyskal is married, has three daughters and 4 grandchildren and splits his time between South Carolina and New Jersey.

William Marcellino
Co-Founder and Chairman, Government Business

Mr. William Marcellino is the Co-Founder and Chairman Government Business at IntelligentDesign.ai. During the late 90’s, Mr. Marcellino founded WFM Inc. providing consultant services to Interior Systems Inc. He had co-founded Interior Systems Inc., a Washington DC based provider of professional real estate, IT Services, facilities and administrative services to Federal Agencies. As Managing Partner and Chief Operating Officer, he was responsible for the acquisition of six GSA Federal Supply Schedules to provide Federal Clients its services. In addition to his responsibilities as COO, he was responsible for the successful partnership with the Chickasaw Nation which resulted in an eighty-million-dollar contract for base maintenance of the US Army Picatinny Arsenal in New Jersey. He managed the relocation, design, and construction of new computer facilities from Albuquerque to New Mexico to Reston, Virginia on behalf of the Department of the Interior – Bureau of Indian Affairs. The initiative included migration of Applications, Data Center, Help Desk and Communications.

Suzanne Billetz

Suzanne Billetz has over thirty years of professional, administration experience with a history of both commercial and government sectors.  She has planned and managed complex multi-million dollar projects from initial bid development through completion; Provided leadership and oversight to subcontractors (including Pitney Bowes) on a $20 million mail services project for the U.S. Government, as well as many multiple smaller contracts, ranging from $1 million to $30 million; Managed budgets for many real estate projects from demolition through completion ranging from $1M to $40MM, working as liaison between owners, architects, contractors, attorneys, municipalities, etc.

Suzanne has also served in the capacity of Human Resources Manager for a government contracting company in Washington, DC; with 120 employees that provided diverse services to government agencies.  She managed all personnel functions including benefits administration, payroll, staffing and employee relations, and all required government reporting; Provided structure and created standard procedures to ensure consistency and uniformity across all internal departments; streamlined and consolidated hiring, compensation and benefits into a centralized process to maximize productivity and minimize costs.

She earned her degree from the Berkeley Business School.

Debra Apruzzese
Senior Solutions Executive

Debra Apruzzese’s global experience transforming, building, and improving business outcomes in under-performing enterprises combines in-house executive experience with management consulting problem solving approaches in Healthcare, Life Sciences, and the Environmental sectors. Expertise in aggressive scale-up, technology deployment, new venture sourcing and assessment, mergers, acquisitions, and divestitures. Adept at leading and steering complex programs with considerable barriers to success, building organizational capabilities and platforms, and working with teams which have a strong sense of urgency to deliver results.

As a senior executive with Merck & Co, Inc., Debra’s work involving the company’s most complex mergers and acquisitions included merging disparate manufacturing entities, re-thinking core R&D governance systems, biotech deal acceleration, and the integration of the acquired Medco Health Containment business. She led initiatives in those areas experiencing the highest degree of challenge as a business ‘insider’ taking on leadership roles in Operations Management, Human Resources, Business Development, and Strategic Planning. Her role as Head of Lonza Group AG’s mergers and acquisition team for the microbial control sector led to the largest acquisition in the company’s history.

Debra is currently President of Axia11G Consulting Group, LLC., a trustee of the NJ Great Swamp Watershed & Global Water-keeper Affiliate; an executive advisor to Springboard Enterprises, a network of innovators, investors and influencers dedicated to building high-growth technology-oriented companies led by women; and an operating member of the Paradigm for Parity coalition committed to achieving diverse gender-balanced leadership across all business sectors.

Ken Carruthers
Senior Solutions Executive, Healthcare 

Ken Carruthers provides Sales and Marketing competencies to the Commercial Employer, Government, Health Plan and, TPA market segments, previously excelled for Alere/Atlanta, Intracorp (Subsidiary of Cigna Health Care/Philadelphia), Blue Cross Blue Shield of Illinois, Rush-Prudential Health Plans/Chicago and Health Risk Management/Minneapolis.

Mr. Carruthers has provided experience covering Solution competencies in a variety of managed health care initiatives; including network recruiting/contracting, (PPO, EPO, HMO, ACO), conducted feasibility studies for payers, as well as having care management expertise in, medical, case, behavioral, wellness, demand, and disease management.

Carl Janssens
Senior Solutions Executive – Healthcare Operations and Logistics/Transportation

Carl Janssens has had responsibility for overall strategy and implementation in the areas of order processing, packaging, transportation/delivery services, quality performance and capacity planning/facility utilization for CVSHealth (Caremark’s Mail Service and Specialty Pharmacy operations)

Previously Mr Janssens held senior level positions in general management and operations in the areas of warehousing, transportation, call center management for American Hospital Supply, Baxter International, APAC Customer Service, ValueRx, National School Bus Service and Material Control Systems.

Mike Krzus
Senior Solutions Executive

Mike Krzus has more than 30 years of industry experience, with extensive skills and familiarity with call center operations, networking/cloud solutions, as well as, data center and supporting infrastructure management. Mike’s expertise is providing new technologies for companies seeking a solution that will give them a better competitive advantage.  Working with many Fortune 500 companies, he has provided solutions that improve revenue generation and reduce expenses.  His experience includes working at companies such as, AT&T, Paradyne, Raritan and Polycom.

Mike holds a Bachelor’s degree in Political Science from Benedictine University, a Bachelor’s degree in Business Administration from Regis University and a Master’s degree in Business Administration from Regis University.

Pete Weller
Senior Solutions Executive

Pete Weller has spent 20 plus years in financial engineering and employee benefits.  His clients include large multinationals as well as family owned businesses. Previously Pete spent 12 years in commercial lending at First National Bank of Chicago.  Pete holds a B.S. from Eastern Illinois University and an M.B.A. from the University of Illinois.

Philip P. Gerbino, PharmD
Senior Advisor

President Emeritus
Linwood F. Tice Professor Emeritus
University of the Sciences
Philadelphia, PA

Dr. Gerbino currently a Strategic Consultant for Pharmaceutical Industry, Health Care and Higher Education, is the retired President of University of the Sciences serving in that capacity for over 16 years.  Dr. Gerbino helped guide and facilitated the growth of the 190-year-old institution from its 1821 roots as Philadelphia College of Pharmacy and Science (PCPS) into the five colleges that now comprise the University.

Dr. Gerbino is a strategic problem solver and an accomplished professional chairman and facilitator, leading hundreds of internal and external and national and global meetings for pharmaceutical industry, pharmacy and health care. He has published and lectured extensively and globally. He served as President of the American Pharmaceutical Association in 1990. He served simultaneously as a civilian pharmacy consultant to the Air Force Surgeon General and consultant designee to the Army, Medical Service Corps, and also to DOD, Health Affairs.

James Flanick
Senior Advisor

James (Jay) Flanick is a Senior Pharmacy Leader with over 25 years experience in development, implementation and management of strategic and tactical solutions for the Specialty Pharmacy & PBM/ Mail Service Industry. 

Jay’s experience as a senior executive in the PBM and health plan industry encompasses virtually all strategic, operational, contractual, and compliance aspects of the business. His expertise extends to areas including payer/plan sponsor strategies, network access, drug pricing and contracting via wholesaler and direct with manufacturer, and benefit plan design.

In 2006, Jay joined Aetna Pharmacy Management as SVP for Business Strategy and Operations for the Aetna Fulfillment Division (Aetna Home Delivery and Aetna Specialty Pharmacy) with P&L responsibility for $2.9B division with 3 Operating sites in Florida and Missouri.

Jay led a wide variety of business functions including senior leadership of business turnaround, pharmaceutical contracting/procurement, Payor & Manufacturer Relations, IT/systems, quality and process improvement, clinical programs and business development for both Aetna Specialty Pharmacy and Aetna Rx Home Delivery.

Recognized as primary source for integrated strategic pricing and plan design decision making for the entire division, Jay was instrumental in developing unique specialty pharmacy strategies with payors, employer groups, and trusts/unions, as well as leading negotiations with manufacturers and wholesalers for access and pricing for all pharmaceutical products including Limited Distribution medications(LDD).

Prior to Aetna, Jay was the President and COO for National Medical Health Card (NMHC) where he spearheaded the design & opening of the new mail service/specialty division of NMHC PBM parent company specializing in mid-market segment.  Jay developed and implemented company strategy and growth initiatives such as customer service, drug acquisition, pricing/rebates, marketing and sales strategy.  He was integral in driving and improving contract pricing/margin analysis/RFP response generation and integration of pricing strategy with core PBM via use of integrated pricing/plan design models.

Earlier in his career, Jay also spent over 10 years with Medco in increasing responsibility, ultimately serving as the Vice President/General Manager of one of their largest sites, processing over 300,000 RX a week.  Direct reports included Operations, Professional Practices, Human Resources, Customer Service, Finance/Payables, Inventory, MIS/IT, Budgeting/Forecasting and Safety/Security.

Medco also relied on Jay to lead critical  company projects including Front End redesign, NDP automation project in Las Vegas, Systemed pharmacy acquisition, Alpha imaging, Work Environment and Mark of a Leader training sessions for director/manager/supervisor staff.

Jay obtained his BS Pharmacy from The Ohio State University and an MBA from the University of Dayton.  He held active pharmacist licenses in Texas, Florida, Ohio and Pennsylvania and was a Member of PCMA Board of Governors for Specialty Pharmacy.

Jay is a frequent speaker and thought leader on best practices across all areas of pharmacy.